A lot of people who need and deserve Social Security disability benefits don’t know how to get started or they try to get started and run into obstacles. Here are the three ways you can file a claim with the pros and cons of each:
1. Online Application
File your claim for Disability Benefits online. Here’s the link.
Pros:
- Convenience: Apply from the comfort of your home.
- Proof of Filing: Receive confirmation of your claim submission.
Cons:
- Technical Challenges: Requires computer skills; some may encounter obstacles.
Recommendation: Ideal for tech-savvy individuals who feel comfortable navigating the online process.
2. Phone Application
Call Social Security to schedule an appointment to file a Social Security Disability Benefits claim. Here’s the number. 1-800-772-1213.
Pros:
- Stay Home: No need to leave your house.
Cons:
- Frustrating Phone Lines: Long wait times, dropped calls.
- Incomplete Assistance: Completing paperwork may be challenging.
Recommendation: This might not be the best choice unless you’re housebound or lucky with phone connections.
Contacting Social Security by telephone is a nightmare. You may get put on hold for an hour only to have the phone line suddenly go dead. People spend days and days trying to call Social Security. Even after you get through, they may not call you when they’re supposed to or you may not be able to complete the paperwork they send you. You may give up if you go this route.
3. In-Person Application
Go to the Social Security office in person to file the claim.
Pros:
- Direct Assistance: Someone will guide you through the process.
Cons:
- Leaving Home: Requires leaving your house.
- Wait Times: Expect an hour or two of waiting.
Recommendation: Usually the best option for most people.
Going to the Social Security office in person is the best choice for most people. It’s a little inconvenient but it usually beats the alternatives.
Three ways you can file a Social Security Disability Benefits claim. Pros and cons.
If you’re in NC and want help with your Social Security disability claim, call Hall & Rouse, P.C. at 1-844-425-5347
